{"id":102367,"date":"2024-08-06T04:39:50","date_gmt":"2024-08-06T11:39:50","guid":{"rendered":"\/blogs\/?p=102367"},"modified":"2024-08-12T10:10:02","modified_gmt":"2024-08-12T17:10:02","slug":"why-should-you-pay-for-a-security-solution","status":"publish","type":"post","link":"https:\/\/www.mcafee.com\/blogs\/internet-security\/why-should-you-pay-for-a-security-solution\/","title":{"rendered":"Why Should I Pay for Online Protection?"},"content":{"rendered":"<p>We\u00a0all\u00a0love free stuff. (Costco samples, anyone?)\u00a0However,\u00a0when it comes to your family\u2019s security, do free online protection tools offer the coverage you truly need?<\/p>\n<p>Not always. In fact, they might invade the privacy you\u2019re trying to protect.<\/p>\n<p>Here\u2019s why.<\/p>\n<p>Free tools don\u2019t offer the level of advanced protection that life on today\u2019s internet needs. For starters, you\u2019ll want malware and antivirus protection that\u2019s as sophisticated as the threats they shut down. Ours includes AI technology and has for years now, which helps it shut down even the latest strains of malware as they hit the internet for the first time. We\u2019re seeing plenty of that, as hackers have also turned to AI tools to code their malicious software.<\/p>\n<p>Malware and antivirus protection protects your devices. Yet a comprehensive approach protects something else. You and your family.<\/p>\n<h2><strong>What makes comprehensive online protection such a strong option<\/strong><\/h2>\n<p>Comprehensive online protection looks after your family\u2019s privacy and identity. That keeps you safe from prying eyes and things like fraud and identity theft. Today\u2019s comprehensive protection offers more features than ever, and far more than you\u2019ll find in a free, and so incomplete, offering.<\/p>\n<p>Consider this short list of what comprehensive online protection like ours offers you and your family:<\/p>\n<p><strong>Scam Protection<\/strong><\/p>\n<p>Is that email, text, or message packing a scam link? Our <a href=\"https:\/\/www.mcafee.com\/learn\/mcafee-scam-protection?path=blogs\" target=\"_blank\" rel=\"noopener\">scam protection<\/a> lets you know before you click that link. It uses AI to sniff out bad links. And if you click or tap on one, no worries. It blocks links to malicious sites.<\/p>\n<p><strong>Web Protection<\/strong><\/p>\n<p>Like scam protection, our <a href=\"https:\/\/www.mcafee.com\/learn\/web-protection?path=blogs\" target=\"_blank\" rel=\"noopener\">web protection<\/a> sniffs out sketchy links while you browse. So say you stumble across a great-looking offer in a bed of search results. If it\u2019s a link to a scam site, you\u2019ll spot it. Also like scam protection, it blocks the site if you accidentally hit the link.<\/p>\n<p><strong>Transaction Monitoring<\/strong><\/p>\n<p>This helps you nip fraud in the bud. Based on the settings you provide, transaction monitoring keeps an eye out for unusual activity on your credit and debit cards. That same monitoring can extend to retirement, investment, and loan accounts as well. It can further notify you if someone tries to change the contact info on your bank accounts or take out a short-term loan in your name.<\/p>\n<p><strong>Credit Monitoring<\/strong><\/p>\n<p>This is an important thing to do in today\u2019s password- and digital-driven world. <a href=\"https:\/\/www.mcafee.com\/learn\/credit-monitoring?path=blogs\" target=\"_blank\" rel=\"noopener\">Credit monitoring<\/a> uncovers any inconsistencies or outright instances of fraud in your credit reports. Then it helps put you on the path to setting them straight. It further keeps an eye on your reports overall by providing you with notifications if anything changes in your history or score.<\/p>\n<p><strong>Social Privacy Manager<\/strong><\/p>\n<p>Our <a href=\"https:\/\/www.mcafee.com\/learn\/social-privacy-manager?path=blogs\" target=\"_blank\" rel=\"noopener\">social privacy manager<\/a> puts you in control of who sees what on social media. With it, you can secure your profiles the way you want. It helps you adjust more than 100 privacy settings across your social media accounts in just a few clicks. It offers recommendations as you go and makes sure your personal info is only visible to the people you want. You can even limit some of the ways that social media sites are allowed to use your data for greater peace of mind.<\/p>\n<p><strong>Personal Data Cleanup<\/strong><\/p>\n<p>This provides you with another powerful tool for protecting your privacy. <a href=\"https:\/\/www.mcafee.com\/learn\/personal-data-cleanup\/?path=blogs\">Personal Data Cleanup<\/a> removes your personal info from some of the sketchiest data broker sites out there. And they\u2019ll sell those lines and lines of info about you to anyone. Hackers and spammers included. Personal Data Cleanup scans data broker sites and shows you which ones are selling your personal info. From there, it provides guidance for removing your data from those sites. Further, when part of our McAfee+ Advanced and Ultimate, it sends requests to remove your data automatically.<\/p>\n<p><strong>Password Manager<\/strong><\/p>\n<p>Scammers love weak or reused passwords. Even more so when they\u2019re weak <em>and <\/em>reused. It offers them an easy avenue to force their way into people\u2019s accounts. Our <a href=\"https:\/\/www.mcafee.com\/learn\/password-manager?path=blogs\" target=\"_blank\" rel=\"noopener\">password manager<\/a> creates and securely stores strong, unique passwords for you. That saves you the hassle of creating strong, unique passwords for your dozens and dozens of accounts. And helps protect you from fraud.<\/p>\n<p><strong>Identity Theft Coverage &amp; Restoration<\/strong><\/p>\n<p>This provides you with extra assurance while you shop. Say the unfortunate happens to you and find yourself a victim of identity theft. <a href=\"https:\/\/www.mcafee.com\/learn\/identity-theft-coverage?path=blogs\" target=\"_blank\" rel=\"noopener\">Our coverage and restoration plan<\/a> provides up to $2 million in lawyer fees and reimbursement for lawyer fees and stolen funds. Further, a licensed expert can help you repair your identity and credit. In all, this saves you money and your time if theft happens to you.<\/p>\n<h2><strong>Why \u201cfree\u201d online protection often comes at a cost<\/strong><\/h2>\n<p>Say your online protection leaves gaps in your family\u2019s safety, or that it uses less-effective methods and technologies. That exposes you to threats \u2014 threats can cost you time and money alike if one of those threats gets through.<\/p>\n<p>One example, consider the online crimes reported to the U.S. Federal Trade Commission. In 2023, they fielded 5.4 million fraud reports. Of them, 2.6 million reported a loss for a total of $10 billion. The median loss was $500 across all reports. Of course, that\u2019s only the median dollar amount. That number can climb much higher in individual cases.<\/p>\n<p><em>Source: U.S. Federal Trade Commission<\/em><\/p>\n<p>Without question, protection is prevention, which can spare you some significant financial losses. Not to mention the time and stress of restoring your credit and identity \u2014 and getting your money back.<\/p>\n<h2><strong>Does free online protection software gather and share my data?<\/strong><\/h2>\n<p>A \u201cfree\u201d solution has to make its money somehow.<\/p>\n<p>Free security solutions sometimes carry in-app advertising. More importantly,\u00a0they might\u00a0try\u00a0to\u00a0gather\u00a0your user data to target ads or share it with others to make a profit.\u00a0Also by advertising for premium\u00a0products, the vendor indirectly admits that a free solution doesn\u2019t provide enough security.<\/p>\n<p>Further, these tools also offer little to no customer support, leaving users to handle any technical difficulties on their own.\u00a0What\u2019s more, most free security solutions are meant for use on only one device, whereas\u00a0the average person owns several connected devices.\u00a0And that\u2019s certainly the case for many families.<\/p>\n<p>Lastly, free solutions often limit a person\u2019s online activity too. Many\u00a0impose\u00a0limits on which browser or email program\u00a0the\u00a0user\u00a0can\u00a0leverage, which can be inconvenient as many already have a preferred browser or email platform.<\/p>\n<h2><strong>Why comprehensive online protection like McAfee\u2019s matters<\/strong><\/h2>\n<p>Free security products might provide the basics, but a comprehensive solution can protect you from a host of other risks \u2014 ones that could get in the way of enjoying your time online.<\/p>\n<p>With comprehensive\u00a0online protection in place,\u00a0your family\u2019s\u00a0devices\u00a0get protection from the latest threats in the ever-evolving security landscape. It keeps your devices safe. And it keeps you safe. With that, <a href=\"https:\/\/www.mcafee.com\/en-us\/identity-theft\/family.html?path=blogs\" target=\"_blank\" rel=\"noopener\">we hope you\u2019ll give us a close look<\/a> when you decide to upgrade to comprehensive protection.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u00a0all\u00a0love free stuff. (Costco samples, anyone?)\u00a0However,\u00a0when it comes to your family\u2019s security, do free online protection tools offer the coverage&#8230;<\/p>\n","protected":false},"author":1407,"featured_media":198276,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10661,13],"tags":[3949,4452,32,3952,5084,214],"coauthors":[15735],"class_list":["post-102367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-internet-security","category-privacy-identity-protection","tag-cybersafety","tag-cybersecurity","tag-data-protection","tag-internet-security","tag-iot","tag-mobile-security1"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Should You Pay for a Security Solution?<\/title>\n<meta name=\"description\" content=\"As the use of devices and apps increases daily, so do the\u00a0number of online threats\u00a0uers face. 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