{"id":162439,"date":"2023-11-01T06:15:37","date_gmt":"2023-11-01T13:15:37","guid":{"rendered":"https:\/\/www.mcafee.com\/blogs\/?p=162439"},"modified":"2023-12-08T20:24:09","modified_gmt":"2023-12-09T04:24:09","slug":"tis-the-season-for-holiday-scams","status":"publish","type":"post","link":"https:\/\/www.mcafee.com\/blogs\/internet-security\/tis-the-season-for-holiday-scams\/","title":{"rendered":"\u2019Tis the Season for Holiday Scams: 5 Common Schemes to Look Out For"},"content":{"rendered":"<p><span data-contrast=\"none\">This time of year, the air gets chillier and a bit cheerier for everyone \u2026 including online scammers. Holiday scams are a quick way to make a buck, and cybercriminals employ several holiday-themed schemes to weasel money and <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/privacy-identity-protection\/take-it-personally-ten-tips-for-protecting-your-personally-identifiable-information-pii\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">personally identifiable information<\/span><\/a><span data-contrast=\"none\"> (PII) from gift-givers and do-gooders. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Here are five common Black Friday, Cyber Monday, and holiday season shopping scams to watch out for this year, plus a few tips to help you <\/span><a href=\"https:\/\/www.mcafee.com\/en-us\/identity-theft\/protection.html?path=blogs\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">stay safe online<\/span><\/a><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">5 Common Types of Holiday Season Scams<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<ol>\n<li>\n<h3><b><span data-contrast=\"none\"> Fake charities<\/span><\/b><\/h3>\n<\/li>\n<\/ol>\n<p><span data-contrast=\"none\">The holiday season often brings outpourings of generosity, and scammers kick their morals to the curb and use people\u2019s kindness to make a profit. <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/privacy-identity-protection\/its-social-media-day-heres-how-to-protect-yourself-from-social-engineering-online\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Social engineering<\/span><\/a><span data-contrast=\"none\"> is a tactic where a bad actor plays on people\u2019s emotions to trick them into sharing personal or financial information. This holiday season, keep an eye out for strangers\u2019 funding pages or social media posts asking for donations.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Artificial intelligence (AI) <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/internet-security\/chatgpt-a-scammers-newest-tool\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">content generation tools like ChatGPT<\/span><\/a><span data-contrast=\"none\"> and Bard are likely to make these scams more believable than those in years past. While AI doesn\u2019t understand human emotion, when given the right prompt, it can mimic it well. In one <\/span><a href=\"https:\/\/www.youtube.com\/watch?v=TUCnsS72Q9s\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">\u201c60 Minutes\u201d<\/span><\/a><span data-contrast=\"none\"> segment, Bard wrote a touching short story that made the presenter misty-eyed. Additionally, AI usually uses correct grammar and edits out typos, which used to be the hallmark of phishing attempts.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">There are undoubtedly authentic stories of real people and families in need around the holidays. Be wary of any social media post that makes you feel an extreme emotion, in this case, sadness. Phishers want people to act before they think through their decision.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ol start=\"2\">\n<li>\n<h3><b><span data-contrast=\"none\"> Last-minute deals<\/span><\/b><\/h3>\n<\/li>\n<\/ol>\n<p><span data-contrast=\"none\">Are you a procrastinator? Watch out for last-minute shopping scams that are targeted at people who leave their gift buying until deep in December. As with anything else, if it\u2019s too good to be true, it probably is. Shopping scams often take the form of phishing emails where criminals impersonate a well-known merchant.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">While sales often have a quick timeline, don\u2019t let that short timeline pressure you into making an impulsive decision. Phishing emails, when you take the time to inspect them, are usually easy to spot. The logos are often blurry and the tone of the message will seem \u201coff.\u201d Either it will sound very formal and impersonal or it will sound very informal and seem pushy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ol start=\"3\">\n<li>\n<h3><b><span data-contrast=\"none\"> Phony order confirmations and tracking numbers<\/span><\/b><\/h3>\n<\/li>\n<\/ol>\n<p><span data-contrast=\"none\">During the holiday shopping season, your doorstep can be crowded with packages. Do you remember what\u2019s in each one? Online criminals bank on the fact that you can\u2019t quite keep track of what you\u2019ve purchased.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Criminals try to lure people to download malware or divulge personal or account information with bogus order confirmation and delivery tracking number emails and texts. They\u2019ll impersonate popular online retailers or postal services and claim to have information about your order if you click on their link; however, that link will redirect to a malicious site or download a malicious payload to your device.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ol start=\"4\">\n<li>\n<h3><b><span data-contrast=\"none\"> Fake account suspensions and unable-to-deliver notices<\/span><\/b><\/h3>\n<\/li>\n<\/ol>\n<p><span data-contrast=\"none\">This holiday shopping scam also dials in on people who\u2019ve lost track of how many online orders they\u2019ve made and the various shopping accounts in their name. Again, phishers will impersonate popular merchants and send \u201curgent\u201d messages about suspending online accounts if payment isn\u2019t received immediately. Similarly, phishers may also impersonate delivery services claiming that they\u2019re (basically) holding your orders hostage until you pay up.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ol start=\"5\">\n<li>\n<h3><b><span data-contrast=\"none\">Gift card cracking<\/span><\/b><\/h3>\n<\/li>\n<\/ol>\n<p><span data-contrast=\"none\">Gift cards are a standby present for the people on your list who are difficult to buy for or for people you don\u2019t know too well but want to get them a small something. Whether the gift card is worth $5 or $500, an online scammer can steal the entire value through two techniques: a brute force attack or phishing. Known as gift card cracking, cybercriminals can take wild guesses at gift card codes and cash in the value for themselves by methodically guessing strings of numbers and letters and crossing their fingers for a match. Cybercriminals will also employ <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/tips-tricks\/what-is-phishing\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">phishing emails<\/span><\/a><span data-contrast=\"none\">, texts, or social media direct messages to trick people into divulging gift card information.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">How to Stay Safe This Black Friday and Cyber Monday<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"none\">Luckily, there are several ways to sniff out a bad actor trying to cash in on your holiday spirit. Here are a few simple ways you can modify your online holiday shopping habits to keep your devices free from malware and your PII out of the hands of bad actors.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Use a VPN.<\/span><\/b><span data-contrast=\"none\"> A <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/privacy-identity-protection\/what-is-a-vpn-how-it-can-make-your-time-online-more-private-and-secure\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">virtual private network<\/span><\/a><span data-contrast=\"none\"> (VPN) scrambles all your outgoing data, making it nearly impossible for a cybercriminal to snoop on your online activities. Connecting to a VPN is especially crucial when you\u2019re online shopping and using a public or unsecure wi-fi network.\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Lock your credit.<\/span><\/b><span data-contrast=\"none\"> This is a great tip that you can easily do all year long! Locking your credit means that no one (that includes you!) can open a new credit line in your name. If someone gets ahold of your PII and tries to impersonate you to apply for a loan or a credit card, a credit lock will instantly deny their application.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Browse intelligently.<\/span><\/b><span data-contrast=\"none\"> Stick to websites and well-trusted brands that you\u2019ve heard of. Just because a company advertises on social media doesn\u2019t mean that it\u2019s reputable. Before you click on any links to a \u201cdeal\u201d sent to you via email or text, hover over the link to see where the URL takes you. If it\u2019s a long URL that redirects to a website with a typo or somewhere completely different than what you\u2019d expect, approach with caution. An \u201chttps\u201d at the beginning of the URL doesn\u2019t necessarily mean that the site is secure, but it\u2019s a good indicator that it may be ok to proceed. If a deal seems too good to be true, move along. While your wallet may ache, compromising your device, identity, or online privacy isn\u2019t worth the risk.<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Remain skeptical and do your research. <\/span><\/b><span data-contrast=\"none\">If a charity or a stranger online asking for donations touches your heart, take a break for a few hours to think about your contribution. While you\u2019re considering, do some background research on the cause. A reputable organization will have a website, an accreditation, and will let you know how they will put your contribution to good use. Be especially on guard if anyone asks for wire transfers or gift cards as a donation.\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Redeem gift cards early. <\/span><\/b><span data-contrast=\"none\">Encourage your loved ones to redeem their gift card quickly to shorten the amount of time a scammer has to guess the code correctly. Or, you could opt for a paper gift certificate from a small business that doesn\u2019t require online redeeming at all. To avoid gift card phishing scams, do not engage with any type of correspondence that claims they can double the value of your gift card or claims that there\u2019s a problem with it. Be instantly on alert if anyone asks for the activation code. If the gift card-issuing business really needs to replace your purchase, they\u2019ll issue you a new code. They\u2019ll never ask for your existing one.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><b><span data-contrast=\"none\">Online, Identity and Device Protection for All Seasons<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"none\">Cybercriminals hustle all year round, so it\u2019s an excellent idea to invest in a security solution that gives you peace and mind and boosts your confidence in your privacy, identity, and device safety. <\/span><a href=\"https:\/\/www.mcafee.com\/en-us\/identity-theft\/protection.html?path=blogs\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">McAfee+<\/span><\/a><span data-contrast=\"none\"> is an excellent partner! It includes a VPN, safe browsing tool, credit lock, identity monitoring and remediation, and much more.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Happy shopping, happy holidays, and happy new year!<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This time of year, the air gets chillier and a bit cheerier for everyone \u2026 including online scammers. Holiday scams&#8230;<\/p>\n","protected":false},"author":674,"featured_media":175886,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10661],"tags":[15629,5989,10132],"coauthors":[3973],"class_list":["post-162439","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-internet-security","tag-gift-card-scam","tag-holiday-scams","tag-online-scam"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u2019Tis the Season for Holiday Scams: 5 Common Schemes to Look Out For | McAfee Blog<\/title>\n<meta name=\"description\" content=\"This time of year, the air gets chillier and a bit cheerier for everyone \u2026 including online scammers. Holiday scams are a quick way to make a buck, and\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u2019Tis the Season for Holiday Scams: 5 Common Schemes to Look Out For | McAfee Blog\" \/>\n<meta property=\"og:description\" content=\"This time of year, the air gets chillier and a bit cheerier for everyone \u2026 including online scammers. 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