{"id":188538,"date":"2024-04-10T08:14:23","date_gmt":"2024-04-10T15:14:23","guid":{"rendered":"https:\/\/www.mcafee.com\/blogs\/?p=188538"},"modified":"2025-05-20T06:34:25","modified_gmt":"2025-05-20T13:34:25","slug":"stay-cyber-savvy-your-5-step-guide-to-outsmarting-phishing-scams","status":"publish","type":"post","link":"https:\/\/www.mcafee.com\/blogs\/internet-security\/stay-cyber-savvy-your-5-step-guide-to-outsmarting-phishing-scams\/","title":{"rendered":"Stay Cyber Savvy: Your 5-Step Guide to Outsmarting Phishing Scams"},"content":{"rendered":"<p><span data-contrast=\"none\">In today&#8217;s digital landscape, distinguishing between legitimate communications and phishing attempts can feel like navigating a labyrinth blindfolded. <\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/internet-security\/how-to-protect-yourself-from-phishing-scams\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Phishing<\/span><\/a><span data-contrast=\"none\"> is a deceptive tactic where cybercriminals use fraudulent emails, texts, or messages to trick individuals into revealing sensitive information or clicking on malicious links. And let&#8217;s not forget its crafty sibling, &#8220;<\/span><a href=\"https:\/\/www.mcafee.com\/blogs\/mobile-security\/what-is-smishing-heres-how-to-spot-fake-texts-and-keep-your-info-safe\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">smishing<\/span><\/a><span data-contrast=\"none\">&#8221; \u2013 the text message iteration of this digital charade.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Now that most brands and even government agencies communicate with consumers via text or email, it\u2019s hard to know whether a message is legit or not. Consider the United States Postal Service, which should be solely focused on dependable package delivery, yet is frequently tasked with <\/span><a href=\"https:\/\/www.nbcdfw.com\/news\/consumer-reports\/smishing-package-shipping-scams-on-the-rise-this-holiday-season\/3414961\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">warning individuals<\/span><\/a><span data-contrast=\"none\"> against clicking on links from unsolicited messages impersonating the postal service.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Many people are concerned that they\u2019ll unwittingly open an official-looking email or text only to become victims of a scam. Fortunately, there are steps you can take to educate yourself and <\/span><span data-contrast=\"auto\">establish safeguards against phishing and smishing <\/span><span data-contrast=\"none\">attempts.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<h2>How to Protect Yourself From Phishing Scams<\/h2>\n<p><span data-contrast=\"none\">Here are five steps for staying cyber savvy and protecting yourself from phishing scams:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Educate yourself and your loved ones: <\/span><\/b><span data-contrast=\"none\">Verizon\u2019s Data Breach Investigations Report <\/span><a href=\"https:\/\/www.verizon.com\/business\/resources\/articles\/s\/what-is-phishing-and-how-do-you-prevent-phishing-attacks\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">found<\/span><\/a><span data-contrast=\"none\"> that phishing attacks have surged and now account for 36% of attacks. Yet, many Americans still aren\u2019t aware of what phishing is and that they might be at risk. Ask your family members and friends if they know what phishing and smishing are. If not, share what you have learned about it so that they, too, can become aware of the risks.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Decode deception: <\/span><\/b><span data-contrast=\"none\">Avoiding scams entails recognizing their characteristics and distinguishing them from legitimate communications. For scammers, these attacks are often a numbers game, sending mass messages to as many people as possible. Many phishing texts will have poor grammar or spelling and may not even address you by your first name. Legitimate emails typically address recipients by their first name and demonstrate proper grammar and spelling.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Beware of urgency: <\/span><\/b><span data-contrast=\"none\">Since scammers are in a hurry to send as many messages and get as many clicks as possible, the communications often sound urgent \u2014 \u201cAct NOW before we disable your account.\u201d Take the time to slow down and consider whether the urgency of the message aligns with your usual interactions with the organization or service provider before taking any action.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Spot suspicious senders:<\/span><\/b><span data-contrast=\"none\"> Another sign of fraud can often be found in irregularities in the sender\u2019s email or phone number. Legitimate banks typically use a consistent 5-digit number for their messages, while scammers might use a full 10-digit phone number or switch between different numbers. In emails, the sender&#8217;s email address may appear nonsensical or unrelated to the purported sender, signaling potential fraud.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Use multifactor authentication: <\/span><\/b><a href=\"https:\/\/www.mcafee.com\/blogs\/internet-security\/authentication-methods-101\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Multifactor authentication<\/span><\/a><span data-contrast=\"none\"> (MFA) lets users \u201ceasily authenticate to online services\u201d by replacing password-only logins with more secure logins. Turning on multifactor authentication means that, even if a scammer steals your password, they won\u2019t be able to get into your account without something like an authenticator app or fingerprint that only you have.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">In a world where even simple emails and text messages can harbor malevolent intent, it&#8217;s crucial to fortify yourself with knowledge and vigilance. <\/span><span data-contrast=\"auto\">Using multifactor authentication and learning how to spot scam messages will help you avoid scams. If you want additional protection, our AI-powered <\/span><a href=\"https:\/\/www.mcafee.com\/learn\/mcafee-scam-protection\/?path=blogs\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Text Scam Detector<\/span><\/a><span data-contrast=\"auto\"> scans text messages and alerts users or filters out the text if it detects a scam link. The software also blocks links from scam emails, texts, and social media messages in the event you accidentally click one. It\u2019s not always easy to spot phishing scams, but we can help by providing that first \u2014 and second line\u00a0of defense.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s digital landscape, distinguishing between legitimate communications and phishing attempts can feel like navigating a labyrinth blindfolded. Phishing is&#8230;<\/p>\n","protected":false},"author":1407,"featured_media":188539,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10661],"tags":[],"coauthors":[15735],"class_list":["post-188538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-internet-security"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Stay Cyber Savvy: Your 5-Step Guide to Outsmarting Phishing Scams | McAfee Blog<\/title>\n<meta name=\"description\" content=\"In today&#039;s digital landscape, distinguishing between legitimate communications and phishing attempts can feel like navigating a labyrinth blindfolded.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" 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